Investing should be easy, but somehow our industry makes it seem quite complicated. Investing is all about understanding your RISK. If you know how to minimize your overall portfolio risks, then your results will be much more consistent over time.
Retirement means different things to different people. For some, retirement means having the flexibility to do as they please without worrying about their finances. For others, it means sitting back and doing things that they've always wanted to.
Insurance Planning doesn't have to be complicated and filled with jargon (words like "riders" and "cash surrender value"). Rather, insurance planning should be focused on protecting families from disability, sickness and death.
